Find a Great Pet Insurance Plan

Help give your pet the care they deserve, without worrying about the costly vet bills.

Compare quotes from multiple insurance plan providers to determine the best pet insurance for cats or dogs

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Did You Know?

Every year, one in three pets will need emergency veterinary treatment*

*Source: Pet Insurance Statistics 2025

Every six seconds, a pet parent is faced with a bill of at least $1,000*

*Source: Pet Insurance Statistics 2025

Four Benefits of Pet Insurance

Customize Your Coverage

Choose from a broad range of available coverage options and create a plan that meets your pet's specific needs and fits within your budget.

Get Added Peace of Mind

Knowing that you may have coverage for unexpected accidents and illnesses allows you to focus on your pet's health during their time of need.

Choose Your Vet

With certain pet insurance plans, you're free to pick the licensed veterinarian or specialist best suited for your pet.

Prepare for Regular Vet Visits

Many pet insurance plans may cover preventive care for an additional cost, ensuring your pet receives regular vet check-ups & necessary treatment.

Frequently asked questions about pet insurance

What does pet insurance cover?

Pet insurance may cover all or part of the cost related to eligible veterinary bills for accidents and illnesses. Some plans even offer coverage add-ons that provide reimbursement for eligible wellness and exam fees. Read the policy terms to determine what is covered and if exclusions exist.

Can I insure multiple pets?

Some insurers will allow you to include multiple pets on your policy and may even provide a discount for additional pets. When obtaining quotes, it may be best to provide details for your oldest pet first to get the best idea of the final cost.

What if my pet has pre-existing conditions?

Most insurers don't provide coverage for medical conditions that existed prior to purchasing a policy.

How much is pet insurance?

Pet insurance cost varies based on pet breed, pet age, geographic location, and the specifics of your chosen plan. Our guide to comparing top-rated pet insurance companies and plans provides additional information to assist with your search for the best pet insurance for your dog or cat.

Does pet insurance cover spaying & neutering?

Many insurers offer coverage for procedures like spaying and neutering through their optional Pet Wellness add-ons, which are available at an additional cost.

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Notice to California Residents

© 2024 All rights reserved. 24Petwatch® Pet Insurance Programs are administered by PTZ Insurance Agency Ltd. (NPN: 5328528), and underwritten by The North River Insurance Company (NAIC #21105, Morristown, NJ), rated A (Excellent) by AM Best 2020, an underwriting company of Crum & Forster. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. 24Petwatch, 24Petwatch & Design and related words and logos are trademarks and the property of PTZ Insurance Agency Ltd. (California residents only: PTZ Insurance Agency Ltd., d.b.a PIA Insurance Agency Ltd.